Diabetes can have serious consequences for your dental health. The higher your blood sugar (glucose levels), the higher the level of sugar in your saliva, which can lead to decay. Diabetics are also more likely to develop gum disease. See your dentist if you notice any of these warning signs:

• Red, tender, or swollen gums
• Bleeding gums
• Gums that separate from surrounding teeth
• Chronic bad breath or a bad taste in your mouth

Yes. You can refill your medication by visiting the Sav-Rx website, savrx.com, and signing up for the free Patient Portal. Visit app.savrx.com/login, or scan the QR code on the right to get started.

You can also refill your prescription by calling 866-233-IBEW (4239). Sav-Rx must have the original script on file to process your refill request, or Sav-Rx will reach out to your prescriber for refills upon request.

Although the Plan requires seven days for approval, many reviews occur quicker than seven days. A $200 penalty will be assessed if medically necessary services are not precertified. Claims for medical services or supplies that have not been precertified may be subject to retrospective review to determine if they are medically necessary. If the services or supplies are determined not to be medically necessary, no benefits will be provided by the Plan.

The Health Savings Account (HSA) is a tax-advantaged savings account that’s paired with our Consumer Driven Health Plan. The account is administered by HealthEquity and it is yours to keep forever.

Here’s how it works:

You contribute to your HSA through pretax payroll contributions each year; if you are enrolled in the Consumer Driven Health Plan (CDHP) the Trust Fund contributes, too—$750 if you have individual medical coverage or $1,500 if you have family coverage. For 2024, your contributions and the Trust Fund’s cannot exceed $4,150 (individual coverage) or $8,300 (family coverage). The money in your HSA is earmarked for qualified health expenses, including your deductibles, copays and coinsurance, prescription drugs, dental and vision care, and more. You can cover current expenses or pay out of pocket now and grow your HSA balance to cover your healthcare expenses in retirement. For a full list of eligible HSA expenses, review IRS publication 502 (irs.gov/publications/p502).

It is your responsibility to make sure contributions stay within IRS limits.

Your Benny Card operates the same way a bank debit card does and is linked to your Flexible Spending Account (FSA). If you’re enrolled in a Health Care FSA and/or a Dependent Care FSA, you contribute your pretax dollars to your FSA up to a yearly maximum amount and can use these funds to pay for eligible health or dependent care expenses. The Benny Card can be presented at any merchant or provider’s office that accepts Mastercard to pay for your expenses. If they do not accept Mastercard, you’ll have to pay for your expenses up front, but you can submit a claim to the Administrative Office afterward for reimbursement. For more details, visit the benefits site.

Note: Eligibility for certain FSA plans depends on the health care plan in which you’re currently enrolled.